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Save For A Rainy Day
Written By Tal Fighel on July 31, 2008
Every person makes money from their jobs or businesses and like to spend it as soon as they get their hands on it. It is also true that some people will save every penny that they can and let it sit in the bank.
For those of you who like to spend your hard earned income and don't have an emergency account set up for yourself, this article is for you.
Whether you have a full time job or a home based business, you have got to set up an emergency account and save your money each month so that you are financially ready when things go dark for you.
If you have a job, you have to save because that job may not be there forever. Your company may downsize and get rid of you and others in the company. Maybe you will get sick or something like that and you may need to be absent from your job for a few days or weeks.
If you have a striving business, it would also be a good idea to save money for a rainy day. Not everyone has consistent success all year long. The summer months and Christmas holidays usually are slow for many businesses. If you have not saved some money in your emergency account, then things will be a little hard for you.
Knowing that you have an emergency account up and running to save for a rainy day is a good feeling because you know that if business is slow and you need money to cover for that time, you know that you can count on your emergency account.
Now, I know that it is not easy to save with all the daily expenses and bills that an average person has. Mortgage, cell phone, electricity, food, gas, day care for the kids, and old bills that you still owe like student loans may make this process hard for you.
If you think that it is impossible to save, I am here to say that you can do it and it is not impossible. You just need to change your mind set and say "I can save". Now, try going out less to restaurants and cook at home. Spend less on clothes. Instead of buying 3 coffees a day, go down to one. There are many ways that you can spend less and take your money and save.
If you think that you should not save for a rainy day, then you are fooling yourself. You have got to take an amount each week or month and put that in an emergency account. If you save about $50 a week, and it is very doable, then after a year you will have $2400. If you do $100 per week then you will have close to $5000 in emergency savings within a year.
Yes, it won't be so easy for you to do this because you have got used to spending your money all through these years once you got your hands on it. What ever situation your are in, you CAN save money for a rainy day.
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